The latest news on the Healthcare Bill is that a federal judge recently struck the whole thing down as unconstitutional on Monday. The judge did not, however, enjoin the federal government from continuing to enact the law. The Justice Department is going to appeal, and the case will likely be heard right here in Atlanta before the 11th Circuit. In the meantime, people continue to wrestle daily with the complexities of insurance and hospital bills.
Insurance companies are generally large organizations whose decisions are based on numbers. The nature of the business is such that they have to generate estimates and establish procedures for dealing with claims. It is in the interest of the insurance company to make your claim fit within a category, devoid of detail and easily processed.
When you are injured in an accident, you should not be one more report in a stack on a desk in a central office in another city. No injury or accident happens in a vacuum. The surrounding circumstances are important, as are the people involved. Whether the injured person has health insurance or not plays a big role in how likely they will be able to receive the type of care and treatment needed to properly address the injuries sustained in the wreck or due to malpractice. With the passing of Obama care, we have been able to help injured clients who have previously been uninsured, secure insurance coverage that will pay for the doctors and hospital bills necessary to recover. As a recent article on NPR’s web site points out, Hospitals may sometimes pay premiums for patients’ existing policies or enroll peoplebefore they get sick. But in general it’s not possible to purchase coverage after you’ve already been injured and admitted to the hospital. There is one important exception, however. Enrollment in a state’s Medicaid program for low-income people is open year-round. If someone lives in a state that has expanded Medicaid coverage to people with incomes up to 138 percent of the poverty level (currently $16,105 for an individual), enrollment would generally be retroactive to the first day of the month that the person applied for coverage.
We work with our clients make sure insurance companies recognize all the pertinent facts and law in a case. We will not allow you to become an insurance company statistic.
Robert J. Fleming has been handling wrongful death cases, dental malpractice, bus accidents, car accident cases and premises injury cases for individuals and families who have been harmed, injured or died as a result of the carelessness or negligence of another for more than 20 years. He practices in and around the Atlanta, Georgia area including handling lawsuits in Fulton, DeKalb, Clayton, Gwinnett, Cobb and other counties and nearby cities including Alpharetta, Austell, Avondale Estates, Chamblee, College Park, Conyers, Duluth, Decatur, Doraville, Hapeville, Johns Creek, Jonesboro, Lawrenceville, Norcross, Peachtree City, Riverdale, Roswell, Sandy Springs, Stone Mountain, and Smyrna. If you have been seriously injured in a car accident and would like discuss your case, contact Robert J. Fleming directly on (404) 525-5150 or contact us online.
Sources http://www.politico.com/news/stories/0111/48517.html http://health.howstuffworks.com/medicine/healthcare/insurance/health-insurance1.htm